Utility Assistance offers a comprehensive overview of programs for New Jersey https://www.utilityassistance.org/nj/ residents, including LIHEAP, USF, Lifeline, LIHWAP, and Comfort Partners. The guide clearly explains eligibility, benefits, application processes, and protections from shutoffs. It also highlights support for seniors, people with disabilities, and emergency situations, making it a useful resource for families managing energy and water costs.