New Jersey Careless Driving is a traffic offense that can result in fines, points, and increased insurance rates. Examples include speeding, tailgating, failure to yield, improper passing, running red lights, and distracted driving. Penalties range from $50 to $200, with potential consequences including a permanent mark on the driving record, license suspension, and increased insurance premiums. Defending against charges involves legal representation, evidence, plea bargaining, and traffic safety courses.