How to Withdraw Money from 1-855-477-3548 Fidelity 401K Investments?

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Withdrawing money from your investment or retirement account requires precision, timing, and a clear understanding of tax implications. In this comprehensive guide, we explain how to withdraw money from Fidelity Investments, how to withdraw money from a Fidelity 401(k) before retirement, and how to transfer funds from a Fidelity account directly to your bank.

We cover individual brokerage accounts, retirement accounts, 401(k) plans after leaving a job, penalty-free withdrawal options, and Fidelity phone support information — all in one place.

How to Withdraw Money from Fidelity Investments (Individual Brokerage Account)​

If you hold a standard taxable brokerage account with Fidelity Investments, withdrawals are simple and flexible.

Step-by-Step: How to Withdraw Money from Fidelity Investments​

Log in to your Fidelity account.

Go to Accounts & Trade.

Select Transfer.

Choose Transfer to Bank.

Select your Fidelity individual account.

Enter the withdrawal amount.

Confirm and submit.

How to Withdraw Money from Fidelity to Bank Account​

To move funds to your bank:

Ensure your bank account is linked.

Select Electronic Funds Transfer (EFT).

Transfers typically take 1–3 business days.

Wire transfers are available for same-day processing (fees may apply).

Important Notes​

You must sell investments first if funds are not in cash.

Settlement periods apply (T+1 or T+2 depending on asset type).

No penalties apply for withdrawing from non-retirement brokerage accounts.

Capital gains taxes may apply on sold assets.

Can I Withdraw Money from My Fidelity Investment Account?​

Yes. You can withdraw money anytime from:

Fidelity individual accounts

Joint brokerage accounts

Cash management accounts

There are no early withdrawal penalties, but taxes may apply on realized gains.

How to Withdraw Money from Fidelity Retirement Account​

Withdrawing from a retirement account (Traditional IRA, Roth IRA, or 401(k)) requires additional consideration.

How to Withdraw Money from Fidelity Retirement Account Online​

Log in.

Select your retirement account.

Click Withdraw or Transfer.

Choose distribution type.

Select payment method (EFT, check, wire).

Review tax withholding options.

Submit.

Withdrawal Rules by Account Type​

Account Type​	Early Withdrawal Penalty​	Taxes​
Traditional IRA	10% if under 59½	Income tax applies
Roth IRA	Contributions tax-free	Earnings taxed if early
401(k)	10% if under 59½	Income tax applies

How to Withdraw Money from Fidelity 401(k)​

If your 401(k) is managed through Fidelity, access it via NetBenefits.

Step-by-Step: How to Withdraw Money from Fidelity 401(k) Withdrawal Online​

Log in to NetBenefits.

Select your 401(k) plan.

Choose Loans or Withdrawals.

Select withdrawal type.

Enter amount.

Confirm tax withholding.

Submit request.

Processing typically takes 3–7 business days.

How to Withdraw from Fidelity 401(k) after Leaving Job​

If you have left your employer:

You may:

Take a full withdrawal

Roll over to an IRA

Roll over to a new employer plan

How to Withdraw Money from Fidelity 401(k) after Leaving Job​

Log in to your 401(k).

Select distribution.

Choose lump-sum payout.

Confirm tax withholding (20% mandatory federal withholding typically applies).

Submit request.

Funds are sent via direct deposit or check.

How to Withdraw Money from Fidelity 401(k) Before Retirement​

Withdrawing before age 59½ may result in:

10% early withdrawal penalty

Federal and state income tax

Possible additional employer restrictions

Penalty-Free 401(k) Withdrawal Options​

You may qualify for penalty-free withdrawal if:

You are age 55+ and separated from service.

You qualify for a hardship withdrawal.

You meet disability requirements.

You use substantially equal periodic payments (Rule 72(t)).

Always review plan-specific rules before proceeding.

How to Withdraw Money from Fidelity 401(k) without Penalty​

Strategies include:

Age 55 separation rule

Hardship withdrawal for qualified expenses

Rollover to IRA instead of cash withdrawal

Roth conversion strategies

Tax planning is critical before initiating distribution.

Fidelity 401(k) Phone Number and Customer Service​

For direct assistance, contact Fidelity:

Fidelity 401(k) Phone Number​

(855) 477-3548 (NetBenefits support)

Fidelity 401(k) Withdraw Phone Number​

(855) 477-3548

Fidelity 401(k) Investment Phone Number​

(855) 477-3548

Fidelity Customer Service Phone Number​

(855) 477-3548 (general brokerage accounts)

Always verify hours of operation on the official website.

How to Withdraw Money from Fidelity Individual Account​

For individual accounts:

Sell securities (if needed).

Wait for trade settlement.

Transfer cash to linked bank.

Choose EFT or wire.

Funds typically arrive within 1–3 business days.

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