Financing Exotic Cars in Dubai: Interest Rates, Down Payments & Terms

Oct 6, 2025
1
0
1
Financing an exotic car in Dubai has become increasingly accessible, even for expats. Most banks and dealerships offer flexible loan options for high-end models such as Ferrari, Bentley, and Lamborghini. Interest rates generally range between 2.5% and 4.5% annually, depending on your credit history and residency status. Buyers should expect a down payment of 20% to 30%, as mandated by the UAE Central Bank. Loan tenures typically extend up to five years, with options for balloon payments or refinancing for long-term ownership.


At buy luxury car UAE, we recommend comparing offers from both banks and in-house dealership financing to find the best value. Always review early settlement clauses and insurance requirements before signing. With the right financing plan, owning a luxury or exotic vehicle in Dubai becomes not just a dream — but a smart, structured investment.