Dealing with nonstop National Credit Services calls. How do you make it stop?

jeffwood

New member
Oct 3, 2025
2
0
1
I’m honestly at my breaking point with National Credit Services. They’ve been calling me several times a day, even after I told them to stop. Sometimes the person on the line gets aggressive, and it feels more like harassment than a normal debt collection process. I’ve started keeping a log of every call and voicemail because I’m worried they’ll twist things against me.


I read that people have been able to fight back under the Fair Debt Collection Practices Act and that there are ways to end National Credit Services debt collection harassment, but I’m not sure what the most effective steps are. Here’s a resource I came across that explains a bit more about it: protectionforconsumers.com.


Has anyone here actually gotten them to stop? Did you send a cease-and-desist letter, file a complaint, or even take legal action? I’d really like to hear from people who’ve been in this situation and managed to put an end to it.
 

jefferson

New member
Oct 15, 2025
4
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Silence. That’s what my phone sounds like now. No more mystery voicemails claiming I “owe a balance” to a company I’ve never heard of. Consumer Attorneys PLLC stepped in, fired off one legal notice, and the collectors vanished like they heard the law coming. Turns out debt collectors are brave on the phone, not so much on attorney letterhead.