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I'm desperately looking into bad credit loans after being knocked back by my bank twice this month, and I'm starting to lose hope. My credit score took a massive hit last year when I unexpectedly lost my job due to company downsizing and missed several payments on my credit card and personal...

Bad credit loans are often discussed as a solution for people who have had financial setbacks, but many borrowers are unsure how these loans actually work in Australia. This topic explores what bad credit loans are, how lenders assess applications, and what borrowers should consider before...