Hi everyone,
I wanted to start a thread to help people understand the ECO4 Scheme, since a lot of households still don’t know they might qualify for free energy-efficiency upgrades.
Below is a simple breakdown for anyone who wants to learn more or share their experience.
The Energy Company Obligation (ECO4) is a UK government-backed program running from 2022 to 2026.
Its goal is to help low-income households reduce energy bills by improving home insulation and heating systems.
It is not a loan — upgrades are funded by energy suppliers.
Depending on your home, you may get:
Most people see a big reduction in heating costs after installation.
You may be eligible if someone in the household receives:
You may also qualify under LA Flex if you have low household income even without benefits.
Homes with low EPC ratings:
D, E, F, or G
These properties lose heat fastest and cost the most to heat.
You can apply through:
Most installers offer free eligibility checks within minutes.
I wanted to start a thread to help people understand the ECO4 Scheme, since a lot of households still don’t know they might qualify for free energy-efficiency upgrades.
Below is a simple breakdown for anyone who wants to learn more or share their experience.
What Is the ECO4 Scheme?
The Energy Company Obligation (ECO4) is a UK government-backed program running from 2022 to 2026.
Its goal is to help low-income households reduce energy bills by improving home insulation and heating systems.
It is not a loan — upgrades are funded by energy suppliers.
What Upgrades Are Available?
Depending on your home, you may get:
- Loft insulation
- Cavity wall insulation
- Solid wall insulation
- Smart heating controls
- Air-source heat pumps
- Replacement of old/inefficient boilers
- Solar panels (in some cases)
Most people see a big reduction in heating costs after installation.
Who Can Qualify?
You may be eligible if someone in the household receives:
- Universal Credit
- Pension Credit
- Housing Benefit
- Child Tax Credit / Working Tax Credit
- Income Support
- ESA
- JSA
You may also qualify under LA Flex if you have low household income even without benefits.
What Types of Homes Are Prioritized?
Homes with low EPC ratings:
D, E, F, or G
These properties lose heat fastest and cost the most to heat.
How Do You Apply?
You can apply through:
- Approved ECO4 installation companies
- Your local council (LA Flex option)
- Participating energy suppliers
Most installers offer free eligibility checks within minutes.